My personal saving hit RM1,700 a few weeks ago before I decided to withdraw some money from there to pay one more auto loan instalment so that the car loan account became current again.
RM300 had been withdrawn from the saving account last week to make the car loan instalment payment and the balance of my savings as of today is RM1,400.
I still have RM1,400 savings that hubby still doesn’t know. Wuahahaha! 
Hopefully I am able to save between RM200 and RM300 this month.
It’s funny. Unexpected expenses seem to pop up every month; eye specialist fee, bifocals, vitamins and supplements, wedding gifts, and funeral money gifts.
Just did a quick calculation for all the unavoidable expenses paid within these few months from the month hubby started his full time teaching job. It’s between RM1,500 and RM2,000!
I would have had extra RM1,500 to RM2,000 in my saving account had there been no unexpected expenses!
Well, let’s face it. There must be unexpected events, right? That’s why it’s important to save money as emergency fund.
It’s because of my personal savings that I have been able to pay the unavoidable expenses without the need to borrow from family members or friends.
Of course, it’s also the AKPK debt management programme that hubby and I are able to have extra money in hand to be saved as emergency fund.
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