Use A Personal Loan Or Debt Management Program To Pay Credit Card Debt?
Question: Should I use a personal loan or debt management program to pay off my credit card debt?
I have about $25,000 of debt but can still pay monthly payments on time and have never missed a payment.
If I try to get a personal loan as opposed to a debt management program, which looks better to creditors?? My credit score is around 650-670. I am thinking of going to a non-profit credit counseling agency to see what they think.
I still have some stocks and bonds totaling $6,000. I do get paid consistently and have been trying some internet surveys to make some small money on the side to my job.
What things should I look for at the credit counseling agency?
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