With my and hubby’s recent approval of the debt management programs, it’s a relief that we no longer have to run 6 banks to bank in 15 credit card minimum payments.
Hubby and I used to have 15 credit cards before our debt reduction in April 2007.
Mine – a RHB Mastercard, a HSBC credit card, a Public Bank Visa card, a Citibank Visa card, a Maybank credit card, 2 Hong Leong Bank Visa and Master cards.
Hubby’s – a RHB credit card, a HSBC credit card, 2 Maybank cards, 2 Citibank Gold Visa cards and 2 Hong Leong Visa and Master cards.
Since we started our credit card debt reduction in April 2007, most of our credit cards were cut off. We only kept 2 to 3 Citibank credit cards for emergency uses.
With hubby and I being placed under AKPK debt management programs, we only need to deal with one bank for all our credit card debt.
Although a small notebook filled with all those 15 credit card numbers and their minimum monthly payments is no longer needed, it’s still on my computer desk.
It is there to remind me and hubby the time and hassle we had to go through when it’s time to bank in monthly credit card payments. Imagine how much time was wasted on dropping by 6 different banks to bank in 15 card payments on different due dates!
I thank God for giving me and hubby one more chance to take control of our financial again.
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