Question: Should I use a personal loan or debt management program to pay off my credit card debt? I have about $25,000 of debt but can still pay monthly payments on time and have never missed a payment. If I try to get a personal loan as opposed to
I no longer need to worry about credit card offers. The reason is simple – I am in a free debt management program now. As long as I am still in the program, banks and credit card companies dare not won’t approve any credit cards or loans for me.
Please read my AKPK Debt Management Program Part 1 if you want to know why I applied for AKPK debt management program and my first visit to the credit management agency in Ipoh. My first visit was not a success because I didn’t bring my payslips or income statements.
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