You are paying the credit card minimum payments month after month, but you feel that you are not getting anywhere. Most importantly, you feel that you are just throwing your hard earned money away to the credit card companies. I understand how you feel now. I was in the
Have you been told that your credit score will be badly damaged if you are in a debt management program? Well, I was told many many times about it and was advised to DIY debt management myself without the help of credit counseling agency so that my credit score
I don’t really know how much credit card debt hubby and I have now. The last time I mentioned our credit card debt was in July 2008 and it was $12,916, approximately RM45,200. During the process of debt management program applications, some banks took advantage of us by adding
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