I am glad that I have successfully saved RM1,000 as emergency fund in my personal savings account. I mentioned that I would set up emergency fund in February 2008. Unfortunately, it didn’t work. At that time, hubby’s income was meagre and unstable. My income was barely enough to pay
Since I was approved of the AKPK debt management program (DMP), I have always been asked by readers or friends why I chose to get out of debt with a debt management program. There were several reasons why I enrolled in a debt management programme and not debt consolidation
First off, the debt repayment plan I enrolled in is FREE. There is no initial fee or monthly service fee charged by the credit counseling and debt management agency. Yes, it's a free debt management program that is only available in my country.
Posted on September 12th, 2009 in
Debt Management Programs |
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