I used to think losing a house to foreclosure is a financial relief. Well, I was wrong! It is a relief only if there’s NO “deficiency judgment” or difference between what you owed on your mortgage and what the bank sold it for at auction. There was once upon
You are paying the credit card minimum payments month after month, but you feel that you are not getting anywhere. Most importantly, you feel that you are just throwing your hard earned money away to the credit card companies. I understand how you feel now. I was in the
Have you been told that your credit score will be badly damaged if you are in a debt management program? Well, I was told many many times about it and was advised to DIY debt management myself without the help of credit counseling agency so that my credit score
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