I am glad that I have successfully saved RM1,000 as emergency fund in my personal savings account. I mentioned that I would set up emergency fund in February 2008. Unfortunately, it didn’t work. At that time, hubby’s income was meagre and unstable. My income was barely enough to pay
I love reading sincere and constructive comments left by readers. Today I am going to share with you, Sally, who left a comment on my blog post Hubby’s RM200 Budget Envelope for Weekly Cash Expenses. Hi Vedis, I’ve been a loyal follower to your blog on journey to regain
Are you burdened with too much credit card debt that you are thinking of applying for Malaysia’s AKPK debt management programme (DMP)? But, you are also worried whether AKPK, the credit counseling and debt management agency set up by the Central Bank of Malaysia, is a scam or not,
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