What happens when you can no longer pay your credit card debts or credit card payments? Well, you have the option of a debt management program to help bring you back to right financial track. Debt management program, also known as debt management plan, is individually designed to consolidate
I am glad that I have successfully saved RM1,000 as emergency fund in my personal savings account. I mentioned that I would set up emergency fund in February 2008. Unfortunately, it didn’t work. At that time, hubby’s income was meagre and unstable. My income was barely enough to pay
Are you burdened with too much credit card debt that you are thinking of applying for Malaysia’s AKPK debt management programme (DMP)? But, you are also worried whether AKPK, the credit counseling and debt management agency set up by the Central Bank of Malaysia, is a scam or not,
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