Do you deal with your credit card debt all by yourself or through a credit counseling agency? As for me, I use AKPK (Agensi Kauseling dan Pengurusan Kredit) to manage my credit card debt. In fact, I have been in the debt management program since October 2008.
You have a debt problem, but it’s not serious enough to get you into AKPK debt management program yet? Lucky you! If you don’t want to resort to enrolling in AKPK’s DMP or declaring bankruptcy in future, then make sure you start managing your personal debt now. Here is
If you ask me the benefits of a debt management program, I can give you a long list. This is because I am a credit-card-debt woman who has been in AKPK’s free debt management program for one year. Wow, it’s been a year since I started making monthly debt
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