Do you deal with your credit card debt all by yourself or through a credit counseling agency? As for me, I use AKPK (Agensi Kauseling dan Pengurusan Kredit) to manage my credit card debt. In fact, I have been in the debt management program since October 2008.
Question: Should I use a personal loan or debt management program to pay off my credit card debt? I have about $25,000 of debt but can still pay monthly payments on time and have never missed a payment. If I try to get a personal loan as opposed to
If you ask me the benefits of a debt management program, I can give you a long list. This is because I am a credit-card-debt woman who has been in AKPK’s free debt management program for one year. Wow, it’s been a year since I started making monthly debt
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