Congratulations if you are able to keep your credit card debts at reasonable and manageable levels. Unlike you, my credit card debts ended up incurring exorbitant interest charges, late payments fess and over-limit charges until I no longer was able to make next month’s payments and had to resort
With the unemployment rate and consumer debt continuing to rise, the number of people seeking credit counseling services, enrolling in debt management programs or filing for bankruptcies is on the increase. You may think that those who are jobless and can’t pay the bills are the ones who are
Do your monthly minimum credit card payments that exceed 15% to 20% of your take-home pay make you feel that you just can’t face another month of credit card bills? If so, you may want to consider enrolling in a debt management program. A debt management program, also known
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