I am glad that I have successfully saved RM1,000 as emergency fund in my personal savings account. I mentioned that I would set up emergency fund in February 2008. Unfortunately, it didn’t work. At that time, hubby’s income was meagre and unstable. My income was barely enough to pay
Speaking of reasons why I enrolled in AKPK debt management program (DMP), I have cited quite a few reasons whenever I mention my AKPK DMP. I am sure they are of the same reasons given by others who were or are in debt management plans. Let me share with
Since I was approved of the AKPK debt management program (DMP), I have always been asked by readers or friends why I chose to get out of debt with a debt management program. There were several reasons why I enrolled in a debt management programme and not debt consolidation
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