First off, the debt repayment plan I enrolled in is FREE. There is no initial fee or monthly service fee charged by the credit counseling and debt management agency. Yes, it's a free debt management program that is only available in my country.
You are paying the credit card minimum payments month after month, but you feel that you are not getting anywhere. Most importantly, you feel that you are just throwing your hard earned money away to the credit card companies. I understand how you feel now. I was in the
With my and hubby’s recent approval of the debt management programs, it’s a relief that we no longer have to run 6 banks to bank in 15 credit card minimum payments. Hubby and I used to have 15 credit cards before our debt reduction in April 2007. Mine –
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