I no longer need to worry about credit card offers. The reason is simple – I am in a free debt management program now. As long as I am still in the program, banks and credit card companies dare not won’t approve any credit cards or loans for me.
Have you just started using credit cards for groceries and gasoline because there is not enough at end of a paycheck? If so, you had better consider enrolling in a free debt management program before your only financial option is filing for bankruptcy. Don’t wait until the last minute
Are you one of the so-called “rate tarts” or unprofitable credit card users who loves moving your credit card debts around from one 0% credit card deal to another card to in order to keep your cost of repayments down? If so, you are facing the possibility of not
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