Are you burdened with too much credit card debt that you are thinking of applying for Malaysia’s AKPK debt management programme (DMP)? But, you are also worried whether AKPK, the credit counseling and debt management agency set up by the Central Bank of Malaysia, is a scam or not,
Since I started credit card debt reduction in April 2007 and later enrolled in a free debt management program in October 2008, I have become used to cutting back on spending to save money for savings and emergency funds. At first, it was very difficult for me to control
Is applying for a credit card now as easy as last time? Well, I am not so sure. Since I started credit card debt reduction in 2007 and AKPK debt management program in October 2008, I haven’t bothered much about credit cards. However, judging from the credit card ads
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