Congratulations if you are able to keep your credit card debts at reasonable and manageable levels. Unlike you, my credit card debts ended up incurring exorbitant interest charges, late payments fess and over-limit charges until I no longer was able to make next month’s payments and had to resort
I don’t really know how much credit card debt hubby and I have now. The last time I mentioned our credit card debt was in July 2008 and it was $12,916, approximately RM45,200. During the process of debt management program applications, some banks took advantage of us by adding
Debt management programs are not for everyone. If your credit card debt is manageable and you are making credit card payments on time, you don’t need a free debt management program. To make sure that you don’t need any debt relief program or bankruptcy in future, start implementing debt
Posted on April 17th, 2009 in
Debt Management Tips |
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