You know, I began serious about saving money after a few months in the AKPK debt management program (DMP). Before in the DMP, there was never money left after making payments to credit cards, home and car loan installments, utility bills, and groceries. Since being placed in the free
After hubby got his first salary pay on the 28th of July, I opened a personal savings account secretly in the mid of August. Until today, he has no knowledge about it. The reason for opening the personal savings account is for saving money as emergency fund. I need
As the saying goes, “A Penny Saved Is A Penny Earned.” Small penny and dollar savings do add up in your ceramic piggy bank. With bad economy and drawn-out recession, a penny is as important. That penny becomes 99 more, and it becomes a dollar. I started stuffing some
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