Sedutive Credit Card Payment Plans
What a shame that I haven’t paid much attention to the prominent “minimum amount due” on my credit card bills! Have you?
Obviously, credit card companies want you to make only a small payment so that you’ll stre-e-e-tch out your debt and they’ll earn more interest.
Say you carry a $4,000 balance at 12%, make no new purchases, and pay only the minimum each month: It will take you almost 24 years to pay off the balance.
Minimum payments are a sucker’s game. So always send in more and work steadily toward paying each bill in full.
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