Paying Down Credit Card Debts Is No.1 New Year's Resolution
My 2009 New Year’s resolutions are saving for emergency funds, making more money and paying off credit card debt.
I am sure my resolutions for new year are same as yours and lots of people out there.
According to a survey by Franklin Covey, paying down debts is the No.1 New Year’s resolution made by many consumers.
You are lucky if you can help yourself to reduce the debts without getting any debt relief help. This means you are among the vast majority who can just take a DIY approach to reduce your debts.
Only the bottom 5% are distressed enough to resort to getting help from credit counseling or expensive debt settlement companies.
As for me, I belong to the bottom 5% who was distressed enough to get help from a debt management company.
My debt management program was approved in October 2008. The monthly repayment amount is so affordable that I have extra money to save for emergency funds.
It’s a FREE debt management program.
Is paying down credit card debts your No.1 New Year’s resolution this year?






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