I started blogging about my credit cards last April. The staggering amount was $20,321. And in January 2008, my credit card debts were $14,911. To date, it’s $14,708. Though a bit, it’s still encouraging.
Not using credit cards does help in cutting down the credit card debts. But I guess reducing expenses on meals and grocery is the main reason. Instead of spending more than $15 for 3 meals (hubby’s and mine), I can make spending on meals less than $10 per day.
Moving to a small village to live no doubt makes cutting down expenses and controlling spending habits easier. The nearest shopping mall is about 1/2 hour’s drive, therefore it’s not possible for me to make it weekly. I make it fortnightly.
