Need Money To Pay Off Credit Card Debt Or Save For Emergency Fund First?
Hi, I need money to pay off my credit card debt.
During tough economy times, who doesn’t want money to pay off credit card debts?
The weakening economy and looming recession have no doubt impacted many credit card holders; there is an increasing number of credit card users who have found it hard to settle their credit card bills at one lump sum or make even the minimum payments.
Like you, I want money to pay down my credit card debt. But I am not as desperate as I used to be when it comes to paying off credit card debt fast.
The reason? Well, I am now under a free debt management program that allows me to pay a lower monthly repayment to the debt management agency before the 30th every month.
I am no longer chased by 6 banks for 15 credit card payments. 
I do need money to settle my credit card debt but not as urgent as I need it for my emergency fund. I need money to hit my goal of $1,000 emergency fund.
Once I have the initial $1,000 (RM3,550) as emergency fund, I can start paying off credit card fast.
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