How A Debt Management Program Blogger Saves Some Extra Cash Through Minor Changes
After the recent 6D 5N trip in the city, I must admit that I am blown away by the way my sisters and other family members spend their money.
Don’t get me wrong. They don’t spend their money with credit cards. No. Instead, they use cash all the time.
They spend their money as if they have lots of cash, as if it’s easy to make money, as if the bad economy has not affected them at all, as if …
Well, they don’t act as if. The truth is they really do have lots of cash; they don’t have the habits of swiping credit cards.
To them, making money is easy; their hardware stores and motor shops are still making good profits despite bad economy.
Their way of spending money makes me realize the power of using cash and the goodness of not being in credit card debts or other debts.
Serve me right! I only realize the power of cash after getting in deep debt trouble and being in AKPK debt management program (DMP).
Since in the DMP, I have come to love using cash and saving some extra cash by following easy money-saving changes.
If you are also on tight budget and would like to save some extra cash, try out some of these easy money-saving changes; they are actually minor changes to the way you use products and items in your everyday life.
1. Buy the Cheapest Hand Soap. Always buy the cheapest hand soap you can find. The quality doesn’t necessarily go up with the price and you can use it in place of bath soap.
2. Fully Use the Whole Product. Ask any thrifty mom you know and you’ll surely hear this money saving tip of turning bottles upside down and draining to get the last bit from them.
Others are tearing open sugar and flour packets to get everything; squeezing or cutting open tubes to use up all before opening new ones. You’ll be amazed at how much there really is left!
3. Never Use More Than You Need. Just because it is stated on the box that you need a full cup of detergent, it doesn’t mean that you really pour a full cup.
As hubby and I don’t sweat a lot, there is really no need to use a full cup as what the manufacturer says. Instead, half a measure of laundry detergent is usually enough.
4. Use Some of the Things in Your House Creatively. Instead of spending money on the fancy floor cleaners, try using ammonia that also does a great job. Use plain water in between times.
If your furniture needs some polishing, mix equal parts of white vinegar and vegetable oil and rub on the furniture. Buff with a cloth until it shines.
Sure, they are minor changes, but they do add up in the long run and put some extra cash into your pocket throughout the year!







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