Giving For A Cause Regularly, Paying Off Credit Card Debt & Making Money Online Are 2009 New Year Resolutions

I think this is the first time I have extra money in hand to give for a cause before Christmas. Each year since I was burdened by credit card debt, I was always short of money when it came to buying Christmas gifts, not to mention giving for a cause.

This Christmas is totally different. I am now under AKPK’s debt management programme (DMP). Not only do I have extra cash to buy Christmas gifts, I also have extra money to donate to a charity called Tze Chi Foundation. I stopped donating to this charity when my income was not even enough to cover my credit card minimum payments after deducting daily expenses, groceries, and car and home loan installments.

Although there is extra money in hand for Christmas gifts and money donation, hubby and I are not buying Xmas gifts for each other. We have agreed to put the money we would have spent on each other towards Tze Chi Foundation again starting this year.

Giving doesn’t necessarily mean handing over cash, there are other ways to donate your resources. Volunteering at a hospital, making dinner for a sick person, or working in a soup kitchen, to name a few here.

Other than paying off credit card debt and making more money online, another New Year resolution of mine for year 2009 is to give regularly.

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