Feel Good Living On Cash Only & Having No More Credit Cards
It just dawned on me that I am living on CASH only now. I use cash for everything from buying groceries to paying for the petrol to making payments to debt repayments.
I have NO MORE CREDIT CARDS. I am now a credit card debt woman who doesn’t even have a credit card. Of course, my debt is still here.
I feel good. Feel good that there are no chasing calls from banks, creditors and third party agencies. Feel relieved that there are no more exorbitant late payment charges, 18% finance charges, and ridiculous retail or cash advance fees.
Because of being placed under the debt management programme, I have a bit cash left in hand or saved as emergency funds now.
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