Happy New Year 2012! Happy Chinese New Year 2012! Happy Valentine 2012! Happy New Life in Singapore! Singapore? Surprised? Kidding? It’s true that I have come to work and live in Singapore for two weeks already. ^.^ It’s not a hasty decision. It was planned and implemented with care.
Prior to hubby’s 50% pay cut, there was always a plan to implement Dave Ramsey’s Debt Snowball Method to pay off the AKPK debt repayments from smallest to largest once both the small and big emergency funds reached RM10,000 respectively. However, there’s a change of plan now! @.@ Even
I, The AKPK Debt Management Programme Blogger, Am In A Dilemma Now! I keep telling myself that I should be blessed to have a zero car loan, 2 emergency fund accounts, a full time job generating RM1,000 income every month, some online income and a hubby who is bringing
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