Do you deal with your credit card debt all by yourself or through a credit counseling agency? As for me, I use AKPK (Agensi Kauseling dan Pengurusan Kredit) to manage my credit card debt. In fact, I have been in the debt management program since October 2008.
It’s been almost two years since I joined AKPK’s debt management programme in October 2008. Things have been so much different when it comes to collecting debts by banks and applying for Agensi Kaunseling dan Pengurusan Kredit‘s debt management plan. Banks. Back THEN in 2008, there were no third
Question: Should I use a personal loan or debt management program to pay off my credit card debt? I have about $25,000 of debt but can still pay monthly payments on time and have never missed a payment. If I try to get a personal loan as opposed to
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