AKPK DMP Blogger’s 30-Day Challenge Of Tracking Every Dollar & Cent – Day 21 & 22

30-Day Challenge of Tracking Every Dollar & Cent – Day 1 – RM32.60, Day 2 – RM31.10, Day 3 – RM41.25, Day 4 – RM341.60, Day 5 – RM47.70, Day 6 – RM110.60, Day 7 – RM14.60, Day 8 – RM20.05, Day 9 – RM6.50, Day 10 – RM101.45, Day 11 – RM17, Day 12 – RM89.70, Day 13 – RM58.20, Day 14 – RM13.90, Day 15 – RM26.60, Day 16 – RM268.15, Day 17 – RM15.90, Day 18 – RM61.70, Day 19 – RM47.70, Day 20 – RM17.70.

Gosh, the spending between Day 1 and Day 20 is RM1,364! Overspending!! Let me, the AKPK debt management program blogger, analyze what has made me overspend between Day 1 and Day 20!

Day 1 – RM32.60 – Meals and Groceries. OK.
Day 2 – RM31.10 – Meals and Groceries. OK.
Day 3 – RM41.25 – Meals and Groceries. OK.
Day 4 – RM341.60 – The amount of RM333.30 was spent on giving my younger sister and her family a treat and also mom’s pocket money.
Day 5 – RM47.70 – Meals and Groceries. OK.
Day 6 – RM110.60 – The amount of RM60 went to a cousin’s wedding money gift.
Day 7 – RM14.60. Meals.
Day 8 – RM20.05 – Meals.
Day 9 – RM6.50 – Meals. Superb!
Day 10 – RM101.45 – Meals and Groceries.
Day 11 – RM17 – Meals.
Day 12 – RM89.70 – Meals and Groceries. RM40 was for petrol.
Day 13 – RM58.20 – Meals and Groceries. RM39 was for the electricity bill.
Day 14 – RM13.90 – Meals.
Day 15 – RM26.60 – Meals.
Day 16 – RM268.15 – Meals and Groceries. RM187 and RM44.05 went into paying the water and electric departments.
Day 17 – RM15.90 – Meals.
Day 18 – RM61.70 – Meals and Groceries. Hubby bought RM20′s clothes.
Day 19 – RM47.70 – Meals and Groceries. Hubby bought RM30′s clothes.
Day 20 – RM17.70 – Meals and Groceries.

So, IF my …

1. younger sister and her family hadn’t visited us – RM333.30;
2. cousin sister hadn’t gotten married – RM60;
3. house in Ipoh hadn’t been rented out – RM231.05;
4. hubby hadn’t bought new clothes – RM50;

Well, a total of RM674.35 could have been saved! RM1364 – RM674.35 = RM689.65 meals and groceries for 20 days.

Let me divide and see. Oh, it’s RM34.50 a day! RM34.50 for two people, okay right?

Day 21 of 30-Day Challenge of Tracking Every Dollar & Cent:

Breakfast – RM4.70
Bread – RM2.40
Lunch – RM31.80
Lottery – RM9
Total Spent: RM47.90

Day 22 of 30-Day Challenge of Tracking Every Dollar & Cent:

Breakfast – RM4.70
Lunch – RM7.40
Haircut – RM16
DiGi Reload – RM30
Plastic Bags – RM5.40
Fruits – RM2.20
Mosquito Repellent – RM3.50
Total Spent: RM69.20

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