$2,500 + $1,500 = Dual Income To Pay AKPK DMP Repayments, Car & Home Loan Installments
At last, hubby has started his work as a full time high school teacher with effect from 1st of July. My wish of him having a stable full time job has come true.
I must have God to thank for because He answered my prayer.
With hubby having a full time job, this means there is RM1,500 to pay some bills, pay off some personal debts from close friends and save for emergency funds.
Hubby’s current pay is only $1,500 per month because he is only given 15 classes per week to teach. There aren’t enough classes for the time being because it’s middle of the year now.
Although hubby’s salary is RM1,500, he is still considered a full time teacher. You know, he will be entitled to a month’s bonus!
If hubby is sure that he wants to be a discipline master after 2 months, he will have extra RM400.
Next year, it’s expected that hubby’s salary is between RM2,000 and RM2,400.
Let’s look at my current income from my niche blogs and tuition classes. I think they bring roughly RM2,500 per month.
Both of our income adds up to RM4,000! Wow, …
With RM4,000, we can pay my AKPK RM320, hubby’s AKPK DMP RM360, car loan installment RM820, home loan and bank overdraft interest fee charge RM520 and utility bills RM250.
Extra money will then be used for daily expenses and saved for emergency funds.







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